3 Best Virtual Dollar Cards in Nigeria: The Ultimate List

The best virtual dollar cards in Nigeria are those that combine convenience and ease of use with competitive exchange rates and a high transaction success rate. There are few things as frustrating as getting stuck with a card that doesn’t work when you need it, or that is difficult to use or that charges the most exorbitant rates.

A virtual dollar card is a digital card denominated in US dollars that you can use to make international payments on the Web. It has all the features and benefits of a physical card, except that it is not physical. Which is an advantage when it comes to safety, since you do not have to physically carry it around.

 

Best Virtual Dollar Cards in Nigeria

How does a virtual dollar card work? It is a debit card, meaning that you have to load money on it – usually via a transfer from your bank account. The money is concerted to U.S. dollars which you can then use to make purchases. One of the greatest points about a virtual dollar card is that it is not physical and is also separate from your bank account. That way, you can put only the money you need to spend on it per time.

List of Virtual Dollar Card Providers in Nigeria

There are several virtual dollar card providers in Nigeria. Here are some of the available options:

  1. Wallets Africa: A Nigerian startup that offers a digital wallet with both virtual and physical naira and dollar Visa cards issued by UBA.
  2. Chipper Cash: A fintech company that offers a naira and dollar virtual card that can be used for online shopping at international retailers.
  3. Barter by Flutterwave: Barter is a digital wallet that offers a virtual dollar card that can be used for online transactions. It is a pioneer in the industry and one of the very first to offer virtual dollar cards in Nigeria.
  4. Kuda Bank: A digital bank that offers a virtual dollar card that can be used for online transactions.
  5. V by VFD: A digital wallet that offers a virtual dollar card that can be used for online transactions.
  6. Rubies Bank: A digital bank that offers a virtual dollar card that can be used for online transactions.
  7. Carbon: A digital financial services company that offers a virtual dollar card that can be used for online transactions.
  8. Vella: A digital banking service that offers a virtual debit card denominated in US dollars and can be used for online transactions.
  9. Klasha: A financial technology company that provides virtual cards for online transactions.
  10. Pocket: A digital bank that offers virtual dollar cards that can be used for online transactions.
  11. Gomoney: A digital bank that provides virtual dollar cards that can be used for online transactions and can be funded with local currencies.
  12. Eversend: A digital banking and money transfer platform that provides virtual dollar cards that can be used for online transactions and can be funded with local currencies.
  13. ALAT: A digital bank that offers virtual dollar cards that can be used for online transactions and can be funded with local currencies.
  14. Bitnob: A financial technology company that provides virtual dollar cards that can be used for online transactions and can be funded with local currencies, and also offers cryptocurrency services.

These virtual dollar cards work for making payments on Aliexpress, Apple Music, and other services.

Klasha is one of the Best Virtual Dollar Cards in Nigeria
Which are the best virtual dollar cards in Nigeria?

The Best Virtual Dollar Cards in Nigeria

Having listed available providers in the country, here are the best virtual dollar cards in Nigeria according to user feedback.

Chipper Cash Virtual Dollar Card

Chipper Cash Virtual Dollar Card is a prepaid virtual debit card that is denominated in US dollars and can be used for online transactions. It is issued by Chipper Cash, a financial technology company that provides cross-border payment solutions for commerce in Africa. The card allows users to make online transactions securely and without limitations, and can be funded with local currencies. It is also one of the most popular around, making it one of the best virtual dollar cards in Nigeria today.

Chipper Cash Virtual Dollar Card is available through the Chipper Cash app, and can be created in a few minutes. The card works across most international sites without spending limits and is protected by PCI-DSS rules to ensure the security of cardholder data. Chipper Cash also offers a physical card option for those who prefer a tangible card.

Download the Chipper Cash app to register and get your virtual card.

Klasha Virtual Dollar Card

Klasha Virtual Dollar Card is a virtual prepaid debit card that is denominated in US dollars and can be used for online transactions. It is issued by Klasha, a financial technology company that provides cross-border payment solutions for commerce in Africa. The card allows users to make online transactions securely and without limitations, and can be funded with Nigerian Naira or other local currencies. Klasha Virtual Dollar Card is available through the Klasha app, and can be created in a few minutes. The card works across most international sites without spending limits and is protected by PCI-DSS rules to ensure the security of cardholder data. Klasha also offers a physical card option for those who prefer a tangible card.

Download the Klasha app to register and get your virtual card.

Vella Virtual Dollar Card

Vella Virtual Dollar Card is a virtual debit card that is denominated in US dollars and can be used for online transactions. It is issued by Vella Finance, a financial technology company that provides digital banking services. The card allows users to make online transactions securely and without limitations, and can be funded with up to $25,000.

Vella Virtual Dollar Card is available to both new and existing customers of Vella Finance, and can be created in less than five minutes. The card works across most international sites without spending limits and is protected by PCI-DSS rules to ensure the security of cardholder data. Vella is considered one of the best virtual dollar cards in Nigeria because it has some of the most competitive exchange rates in the market.

Download the Vella app to register and get your virtual card.

Final Words

The above list of the best virtual dollar cards in Nigeria notwithstanding, I recommend that you ask around to find out what other users have to say about these services. Why? Service quality from each of these providers tend to change over time, and some even stop working, for various reasons.

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