7 Best Virtual Dollar Cards in Nigeria

When making dollar payments, Nigerians living in Nigeria often encounter difficulties. It doesn’t matter that you have more than enough money to make the payment; as long as you aren’t using a dollar card, no payment can be made. This is a frustrating place to be in, especially when you need to make an urgent payment with a deadline staring you in the face.

The good news is that virtual dollar cards are a way around this. As the name suggests, it is a virtual card that lets you make dollar payments anywhere in the world. With this card, you won’t have to go through the rigorous process of getting a physical dollar card. You also won’t have to worry about conversion rates or restrictions on certain websites. This card removes you from the list of people who always get the annoying “Declined Payment” message. 

However, there is a twist to this. If you use the wrong virtual dollar card, you’ll encounter even more troubles than you did with a naira card. This is why, in this post, I’ll walk you through the seven best virtual dollar cards you should use in Nigeria.

Top 7 Virtual USD Cards in Nigeria

The seven best virtual dollar cards in Nigeria are Cardtonic, Gomoney, Tribapay, Cardify, Eyowo, Dantown, and Changera. Let’s take them one after the other so that you know them better.

S/N	Card Provider	Card Creation Fee	Card Maintenance Fee	Funding Options
1.	Cardtonic	$1.50	None	Naira, Cedis
2.	Changera	Unspecified	None	Naira, Pounds, Euro
3.	Tribapay	Unspecified	None	Naira/Wallet
4.	Cardify	$2	None	Naira, Crypto
5.	Eyowo	$2	None	Naira
6.	Dantown	$2	None	Naira, crypto
7.	Gomoney	≤ $1	None	Naira

1. Cardtonic

Cardtonic’s virtual dollar card is your go-to if you want an easy-to-get, smooth-to-use experience. You get it almost as soon as you apply, as it takes only a few minutes to arrive after doing a very quick KYC.
Cardtonic’s virtual dollar card is globally accepted and has the best conversion rate fees. With Cardtonic’s virtual dollar card, you do not have to worry about frustrating conversion rate fees that take more money from you.

What’s more? You can fund this card with your naira and make your payments quickly. You do not need to get a domiciliary account to fund your card.

The seamlessness of Cardtonic’s virtual dollar card makes it the best on this list as far as virtual cards in Nigeria are concerned. Even with your mobile device, you can make international payments without sweat. Also, the card creation fee is a one-off $1.5, and there are no limits to how much you can spend per month.
Another thing that distinguishes Cardtonic is the customer support. If you have questions or need help, the customer support team is always at your service. So, if you want a virtual dollar card that doesn’t stress you, Cardtonic’s virtual dollar card is your sure bet.

2. Changera

Second on this list is the Changera Virtual Dollar Card. With this card, you can shop in places like Amazon, pay for airline tickets, or subscribe to platforms like Netflix, Amazon Prime, and Spotify.

The process of getting the card is straightforward: you only need to download the app, set up your account, request the virtual dollar card, and pay the required card creation fee. The card has a $10,000 limit, but it offers you security and ease.

3. Tribapay

Tribapay’s virtual dollar card lets you pay your local and international bills easily.

Both individuals and businesses can use this card to make payments conveniently. All you need to do is fund the card with naira, which will be converted to dollars. The card processing fee is non-refundable, so you must correctly fill in all required information.

4. Cardify

With Cardify’s virtual dollar card, your subscriptions, online shopping, and overall international payments are a walk in the park. Cardify has a $2 card processing fee, and you can fund your naira or USD wallets according to your convenience.

You can easily check your balance and track your activities on the card by using the app. This helps you manage your card better, giving you a wholesome card experience.

5. Eyowo

This is another option on the list of best virtual cards in Nigeria. With its military-grade security, Eyowo is a safe place to get a virtual dollar card. Download the app on your app store, set up your account, and request a virtual dollar card.

Once your $2 card processing fee has been paid and you have completed every required setup, you can make dollar payments with the card—subscriptions, shopping, and other checkouts.

6. Dantown

The Dantown virtual dollar card is sure one of the best you can find in Nigeria. With a $1 card processing fee and wide acceptance on various platforms, this card lets you enjoy hassle-free transactions. It’s secure, cheap, and even lets you fund your card with naira or crypto.

Head to your app store, download the app and request a virtual dollar card. You can also create multiple virtual dollar cards on the app.

7. Gomoney

The Gomoney virtual dollar card is another option in Nigeria. It allows you to make international payments securely.

Upon setting up your Gomoney account, you can request a virtual dollar card. The card creation fee is primarily free or less than $1. It also has a Reports feature with which you can monitor your spending.
Gomoney’s virtual dollar card is accepted on different websites like Amazon and Jumia but has a monthly spending limit of $100.

Frequently Asked Questions About Best Virtual Dollar Cards in Nigeria

1. What is a Virtual Dollar Card?

A virtual dollar card is a digital card that allows you to make international dollar payments without needing a physical dollar card. It is electronically used and is safer than a physical card. Subscriptions, airline tickets, Visa fees, shopping, etc., can all be paid using a virtual dollar card.

2. What Dollar Virtual Card is Best in Nigeria?

Cardtonic’s virtual dollar card is the best in Nigeria. It offers everything you need to enjoy a smooth virtual dollar card experience: ease of creation and use, speed and security, ease of funding, excellent customer service, and more.

3. What Documents Do I Need to Get a Virtual Dollar Card in Nigeria?

You do not need any documents to open a virtual dollar card. All you need is your BVN and a photo of you that will be taken on the app.

4. Is it Free to Get a Virtual Dollar card in Nigeria?

It is not entirely free to get a virtual dollar card in Nigeria, as you will have to pay a card creation/processing fee. However, they are really cheap. Cardtonic’s, for instance, is $1.5.

5. Which Virtual Dollar Card is Best for AliExpress in Nigeria?

Cardtonic’s virtual dollar card is best for AliExpress in Nigeria. It is accepted without delays or troubles, ensuring a seamless shopping experience.

Conclusion

Now that you have a clear understanding of the best virtual dollar cards in Nigeria, you can make international payments like a piece of cake. There is also no barrier to card creation because the fees are really low.

As this post has shown, Cardtonic’s virtual dollar card is still the best to use in Nigeria for shopping, subscriptions, or other dollar payments. You can enjoy the experience by downloading the Cardtonic app today.